Getting a Mortgage in Spain as a Non-Resident (UK & Irish Buyers)
Yes, you can get a mortgage in Spain even if you live in the UK or Ireland, and thousands of non-residents do every year. But the terms are different from what you may be used to at home: lower borrowing limits, a larger deposit and a more thorough financial review. This guide explains how non-resident […]
How to Get a NIE Number in Spain (Non-Resident Buyer’s Guide)
If you are buying a property in Spain, the NIE number is the very first piece of paperwork you need, and without it the purchase simply cannot complete. The notary will not sign the deed, you cannot pay the taxes, and the property cannot be registered in your name. The good news is that getting […]
Non-Resident Property Tax in Spain: Modelo 210 & Imputed Income Explained
If you own a property in Spain but live abroad, paying your annual IBI (council tax) is only half of what the Spanish tax authority expects from you. Most non-resident owners also owe a second, separate tax filed on Modelo 210, and many UK and Irish owners on the Costa Cálida do not realise it […]
Nota simple explained: what your solicitor should look for?
Before you fall in love with a place near the Mar Menor or put down a deposit on an apartment in Puerto de Mazarrón, there is one document you should always see first: the Nota Simple. It is the single quickest way to find out who really owns a Spanish property and whether it carries […]